Moist Banana Bread Recipe

If you’re on the hunt for a truly Moist Banana Bread Recipe that’s bursting with flavor and perfect every single time, you’re in the right place. I’ve tested countless versions of banana bread, and this one stands out because it balances that perfect moistness with a tender crumb and just the right hint of spice. Whether you’re a banana bread newbie or a seasoned baker, stick around—I’ll walk you through the recipe with tips to make your kitchen smell like heaven.

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Why This Recipe Works

  • Balanced Moisture: Sour cream and butter combine perfectly for a tender, super moist crumb every time.
  • Flavor Depth: A blend of brown and white sugars adds sweetness with a touch of caramel notes.
  • Texture Boost: Ground oats add subtle nuttiness and a pleasant texture without overpowering the bread.
  • Spice Options: Gentle warming spices like cinnamon, nutmeg, and cloves are optional, giving you control over the flavor profile.

Ingredients & Why They Work

Each ingredient in this Moist Banana Bread Recipe plays a part in creating a loaf that’s bursting with flavor and flecked with the perfect texture. I love how simple pantry staples come together, plus a couple of tricks like blending oats for extra tenderness.

Moist Banana Bread, Banana Bread Recipe, Easy Banana Bread, Best Banana Bread, Homemade Banana Bread - Flat lay of a stick of softened butter on a simple white ceramic plate, two whole uncracked brown eggs, a small white bowl of packed brown sugar, a small white bowl of white granulated sugar, two medium ripe bananas peeled and sliced, a small white bowl of all-purpose flour, a small white bowl of finely ground old fashioned oats, a small white bowl of sour cream, a small white bowl of golden baking powder, a small white bowl of light beige baking soda powder, a small white bowl of coarse kosher salt crystals, a small white bowl with ground cinnamon, a small white bowl with ground nutmeg, a small white bowl with ground cloves, a small white ceramic dish of chopped toasted walnuts and pecans mixed together — all ingredients fresh and natural, arranged in perfect symmetry, realistic proportions, placed on a clean white marble surface, soft natural light, photo taken with an iPhone, professional food photography style, fresh ingredients, white ceramic bowls, no bottles, no duplicates, no utensils, no packaging --ar 2:3 --v 7 --p m7354615311229779997
  • Butter: Using softened butter brings richness and helps keep the bread moist and tender.
  • Brown sugar: Adds moisture and a deeper flavor thanks to its molasses content.
  • Granulated sugar: Balances the sweetness without overpowering it.
  • Eggs: These bind everything together and add structure, but still keep it soft.
  • Vanilla extract: A must-have to enhance all the other flavors.
  • Mashed ripe bananas: Your star ingredient! The riper, the better for natural sweetness and moisture.
  • All-purpose flour: The base that holds the bread together; spooned & leveled for accuracy.
  • Old fashioned oats: Ground into a powder, they add subtle texture and help keep the loaf soft.
  • Baking soda & baking powder: Work together to give a nice rise and airy crumb.
  • Kosher salt: Balances sweetness and enhances flavors.
  • Sour cream: Secret weapon for moistness and tender crumb without making it dense.
  • Optional spices: Cinnamon, nutmeg, and cloves add warmth but aren’t necessary—your call!
  • Toasted nuts: Walnuts or pecans bring crunch and a toasty nuttiness if you’re into that.
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Note: You’ll find the complete list of ingredients, along with their exact measurements, in the printable recipe card at the bottom of this post.

Tweak to Your Taste

This recipe is really forgiving, which is why I encourage you to make it your own! I often swap nuts or leave them out depending on who I’m serving, and sometimes sneak in some chocolate chips for a sweet surprise in every bite.

  • Nut-Free Version: I’ve made it many times without nuts—still moist and delicious, leaving it safe for those with allergies.
  • Extra Banana: If you want to go banana-crazy, add up to 2 cups mashed banana, but be ready for a denser loaf. I prefer the balance with 1 cup though.
  • Spiced-Up: Adding the cinnamon, nutmeg, and cloves really takes it up a notch for chilly mornings or holiday vibes—my personal favorite combo!
  • Gluten-Free Switch: Try swapping the all-purpose flour for a gluten-free blend and oats with certified gluten-free oats for a friendly version.

Step-by-Step: How I Make Moist Banana Bread Recipe

Step 1: Prep Your Ingredients and Pan

Start by preheating your oven to 350°F. I always line my 9×5 loaf pan with parchment paper because it’s just easier to lift the bread out and slice evenly. Spray the pan lightly to keep the paper in place. If you’re adding nuts, toast them now on a baking sheet for about 5-7 minutes until fragrant—this extra step brings out so much flavor.

Step 2: Cream Butter and Sugars

In a large mixing bowl or stand mixer, beat the softened butter until smooth. Then add your brown sugar and granulated sugar and beat for about 2 minutes until fluffy. Don’t forget to scrape the bowl sides so everything mixes evenly! This step ensures your bread has a light texture and sweetness that’s well blended.

Step 3: Add Eggs, Vanilla & Bananas

Next, beat in the eggs one at a time, plus the vanilla extract, mixing until fully combined. Now, mash your ripe bananas—about 2 ½ medium bananas make the perfect 1 cup measure. Add them to the mixture, stirring gently until everything is incorporated. Pro tip: Your bananas should be very ripe (spotty or mostly brown) for the best natural sweetness and moisture.

Step 4: Mix Dry Ingredients Separately

In a small bowl, stir together the flour, baking soda, baking powder, and kosher salt to avoid clumps. I like to blend old fashioned oats in a food processor to a coarse powder, then stir that in with the flour. If you don’t have oats, substitute an extra ½ cup flour here. Add any optional warming spices like cinnamon, nutmeg, and cloves at this point.

Step 5: Combine Wet & Dry Ingredients

Slowly add your dry ingredients into the wet banana mixture, gently stirring until just combined. Be careful not to overmix—overworking your batter can make the bread dense. Fold in the sour cream last; this is the magic ingredient that keeps the bread moist and tender.

Step 6: Add Nuts and Bake

If you toasted nuts, fold them in now. I sometimes save a handful to sprinkle over the top before baking for a crunchy, pretty finish. Pour the batter into your prepared pan, smoothing the top with a spatula, and bake for 55-65 minutes. Start checking at 55 minutes with a toothpick poked into the center—it should come out with no wet batter, just moist crumbs.

Step 7: Cool Before Slicing (If You Can Wait)

Allow the banana bread to cool on a rack for at least 20 minutes. If you slice it too soon, it might crumble—though I get it, fresh warm banana bread with butter is almost irresistible. Trust me, letting it cool slightly ensures perfect slices.

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Pro Tips for Making Moist Banana Bread Recipe

  • Use Ripe Bananas: The riper the bananas, the more natural sweetness and moisture—they should be spotted and soft.
  • Don’t Overmix: Stir ingredients until JUST combined to avoid a tough loaf.
  • Sour Cream Magic: This adds moisture and richness without weighing the bread down.
  • Toothpick Test: Start checking for doneness early; a perfectly cooked loaf pulls away from the pan edges and is golden on top.

How to Serve Moist Banana Bread Recipe

Moist Banana Bread, Banana Bread Recipe, Easy Banana Bread, Best Banana Bread, Homemade Banana Bread - A close-up view of a single thick slice of nut bread resting on crinkled parchment paper on a white marbled surface. The bread has a rough, golden-brown crust that looks crunchy and textured on top and around the edges. Inside the slice, the soft, moist crumb is light golden with scattered dark pieces of nuts giving a speckled pattern across the slice. The shape is a neat rectangle with slightly rounded corners and the crumb looks dense but tender. In the background, there are some blurred white bowls on the white marbled surface. Photo taken with an iphone --ar 2:3 --v 7

Garnishes

My go-to garnish is a simple pat of good-quality butter or a smear of cream cheese for a tangy contrast. For a little extra flair, a drizzle of honey or some sliced fresh bananas on top adds a beautiful presentation and loads of flavor.

Side Dishes

This banana bread pairs wonderfully with a cup of strong coffee or tea for breakfast or a snack. For a heartier brunch spread, serve alongside yogurt with fresh berries and a handful of nuts.

Creative Ways to Present

I’ve found that slicing the loaf and arranging it on a wooden board with bowls of nut butters, chocolate spread, and fresh fruit makes for an inviting brunch centerpiece. For special occasions, topping slices with whipped cream and a sprinkle of cinnamon or chopped nuts never fails to impress guests.

Make Ahead and Storage

Storing Leftovers

I wrap leftover banana bread tightly with plastic wrap and store it on the counter for up to two days. After that, I move it to the refrigerator to keep it fresh for an extra week. Just make sure it’s well-covered to avoid drying out.

Freezing

Banana bread freezes beautifully! I usually slice it before freezing and wrap each slice individually with plastic wrap followed by foil. That way, I can pull out just what I need. When thawed, it’s almost as good as fresh.

Reheating

I like to toast frozen slices for a minute or two, which revives the texture and adds a little crunch on the edges—perfect for spreading butter or cream cheese. Alternatively, you can warm a slice in the microwave for about 15-20 seconds but be careful not to overheat.

FAQs

  1. Can I use overripe bananas for this moist banana bread recipe?

    Absolutely! Overripe bananas with lots of brown spots are ideal because they’re sweeter and more flavorful, which helps keep the banana bread moist and delicious.

  2. What if I don’t have sour cream—can I substitute it?

    You can substitute sour cream with Greek yogurt or buttermilk in the same amount. Both will provide the moisture and slight tang that helps keep the bread tender.

  3. How can I tell when the banana bread is fully baked?

    The best way is the toothpick test—insert a toothpick into the deepest crack of the bread, and it should come out clean or with just moist crumbs, but no wet batter.

  4. Can I add chocolate chips or other mix-ins to this recipe?

    Definitely! Chocolate chips, dried fruit, or even shredded coconut mix in beautifully. Just fold them in last, right before pouring the batter into the pan.

Final Thoughts

This Moist Banana Bread Recipe has become my go-to because it’s straightforward, forgiving, and so tasty. I genuinely believe anyone can master it with a bit of patience and these tips. So next time you have some ripe bananas hanging out, don’t hesitate—make this bread and treat yourself like you deserve a little homemade comfort. Trust me, your kitchen and taste buds will thank you!

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Moist Banana Bread Recipe

5 Stars 4 Stars 3 Stars 2 Stars 1 Star 4.9 from 73 reviews
  • Author: Taylor
  • Prep Time: 15 minutes
  • Cook Time: 65 minutes
  • Total Time: 1 hour 20 minutes
  • Yield: 12 servings
  • Category: Breakfast
  • Method: Baking
  • Cuisine: American
  • Diet: Vegetarian

Description

This Best Moist Banana Bread recipe delivers a tender, flavorful loaf packed with ripe bananas, a hint of warm spices, and optional toasted nuts for a delightful crunch. Made with a combination of all-purpose flour and oat flour for added texture, this banana bread is wonderfully moist thanks to sour cream, and easy to prepare in a standard oven. Perfect for breakfast, snacks, or dessert, it’s a classic comfort bake that’s simple yet delicious.


Ingredients

Main Ingredients

  • 1/2 cup butter, 1 stick, softened
  • 1/2 cup brown sugar, packed
  • 1/2 cup granulated sugar
  • 2 large eggs
  • 2 teaspoons vanilla extract
  • 1 cup mashed ripe banana, 9 ounces, about 2 and 1/2 medium bananas
  • 1 cup all-purpose flour, spooned and leveled
  • 1/2 cup old fashioned oats, blended into a powder
  • 1 teaspoon baking soda
  • 1 1/2 teaspoons baking powder
  • 3/4 teaspoon kosher salt
  • 1/2 cup sour cream

Optional Spices

  • 1/4 teaspoon cinnamon
  • 1/8 teaspoon nutmeg
  • 1/8 teaspoon cloves

Optional Nuts

  • 1/2 to 3/4 cup toasted pecans or walnuts


Instructions

  1. Preheat and Prepare Pan: Preheat your oven to 350 degrees Fahrenheit. Spray a 9×5 inch loaf pan with nonstick spray or line it with parchment paper to make it easy to lift the bread out after baking.
  2. Toast Nuts: If using nuts, spread 1/2 to 3/4 cup chopped pecans or walnuts on a dry baking sheet. Bake at 350 degrees Fahrenheit for 5-7 minutes, stirring every 2 minutes, until fragrant. Remove and let cool.
  3. Cream Butter and Sugars: In a large bowl or stand mixer, beat the softened butter until smooth. Add 1/2 cup brown sugar and 1/2 cup granulated sugar and cream together for about 2 minutes until fluffy, scraping the bowl sides regularly.
  4. Add Eggs and Vanilla: Beat in 2 large eggs and 2 teaspoons vanilla extract until fully incorporated, scraping the sides of the bowl.
  5. Mash Bananas: In a small bowl, mash about 2 and 1/2 very ripe bananas to yield 1 cup mashed banana. Add the mashed banana to the butter mixture and stir to combine.
  6. Combine Dry Ingredients: Add 1 cup all-purpose flour to the mixture but do not stir yet. Blend 1/2 cup old fashioned oats in a blender or food processor until turned into powder, then add to the bowl without stirring. Stir 1 teaspoon baking soda, 1 1/2 teaspoons baking powder, and 3/4 teaspoon kosher salt into the dry mixture to prevent clumps. Optionally add 1/4 teaspoon cinnamon, 1/8 teaspoon nutmeg, and 1/8 teaspoon cloves.
  7. Mix Wet and Dry: Stir the dry ingredients into the wet banana mixture until just incorporated, scraping the sides and bottom of the bowl.
  8. Add Sour Cream and Nuts: Fold in 1/2 cup sour cream. If using nuts, fold in the toasted pecans or walnuts now, reserving some to sprinkle on top if desired.
  9. Pour Batter and Bake: Pour the batter into the prepared loaf pan and smooth the top. Bake at 350 degrees Fahrenheit for 65 minutes. Check doneness by inserting a toothpick into the center; it should come out with no wet batter but can have moist crumbs.
  10. Cool and Serve: Let the banana bread cool on a cooling rack for at least 20 minutes before slicing. Enjoy warm with butter for best flavor.
  11. Storage Tips: Store the bread covered at room temperature for up to 2 days or refrigerate if kept longer. Freeze wrapped in foil and ziplock bag either whole or sliced and thaw at room temperature before serving.

Notes

  • You can increase the mashed banana up to 2 cups without changing other ingredients, though the bread will be denser and more gummy.
  • If you don’t have oats or prefer not to use them, substitute the 1/2 cup oat flour with an additional 1/2 cup all-purpose flour.
  • Sprinkling reserved nuts on top before baking adds a nice crunchy texture.
  • Use very ripe bananas for the best banana flavor and moisture.
  • Check the bread with a toothpick toward the end of baking to prevent undercooking, as oven temperatures vary.
  • Wrapping and freezing banana bread is a great way to keep it fresh; toast slices after thawing to revive texture.

Nutrition

  • Serving Size: 1 slice (1/12th of loaf)
  • Calories: 220 kcal
  • Sugar: 14 g
  • Sodium: 180 mg
  • Fat: 9 g
  • Saturated Fat: 5 g
  • Unsaturated Fat: 3 g
  • Trans Fat: 0 g
  • Carbohydrates: 32 g
  • Fiber: 2 g
  • Protein: 3 g
  • Cholesterol: 50 mg

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