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Banana Chocolate Chip Muffins Recipe

If you’re anything like me, you’ll find that this Banana Chocolate Chip Muffins Recipe is the perfect way to use up those overripe bananas that tend to pile up on the counter. These muffins strike just the right balance between sweet and moist, with the warm hugs of banana flavor and little bursts of chocolate that feel like a mini celebration in every bite. Whether it’s for a busy weekday breakfast or a comforting snack, these muffins never fail to brighten my kitchen and my mood.

What makes this Banana Chocolate Chip Muffins Recipe stand out is how simple and forgiving it is—plus, the ingredients are wholesome and pantry-friendly. I love that you don’t need fancy equipment or rare items to whip these up. Once you get the hang of it, you’ll find your own rhythm with the recipe, and it’ll become your go-to when you want something homey and delicious without a big fuss.

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Why This Recipe Works

  • Perfect Banana Ripeness: Using very ripe bananas brings natural sweetness and a super moist texture every time.
  • Greek Yogurt Magic: It adds moisture and a tender crumb without extra oil or butter, making these muffins more wholesome.
  • Resting the Batter: Letting the batter sit for 10 minutes helps the flour hydrate properly, so you get soft muffins instead of dense ones.
  • Just-Right Mixing: Stirring until just combined keeps the muffins fluffy, preventing toughness from over-mixing.

Ingredients & Why They Work

This Banana Chocolate Chip Muffins Recipe features ingredients that complement each other in taste and texture, making it easy to get soft, flavorful muffins without a complicated ingredient list. Here’s a quick look at why each choice is essential as you shop or prep.

  • Bananas: Very ripe bananas are your secret weapon for sweet flavor and moist crumb.
  • Honey: A natural sweetener that adds depth and keeps things moist without a cloying taste.
  • Coconut Oil: Gives a mild, pleasant richness and keeps muffins tender; plus, it’s a nice alternative to butter.
  • Almond Milk: Or any milk you prefer—it just adds a bit of liquid so the batter isn’t dry.
  • Egg: Helps bind everything together and gives structure to your muffins.
  • Greek Yogurt: Adds moisture and a touch of tanginess, balancing the sweetness nicely.
  • Vanilla Extract: Boosts the overall flavor with its warm aromatic notes.
  • All-Purpose Flour: The base that gives muffins their structure; measure carefully for best results.
  • Baking Soda & Baking Powder: Both leaveners create that light, airy muffin texture.
  • Salt: Enhances all the other flavors without making the muffins taste salty.
  • Mini Chocolate Chips: Tiny bursts of chocolate that melt just enough without overwhelming the banana flavor.
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Note: You’ll find the complete list of ingredients, along with their exact measurements, in the printable recipe card at the bottom of this post.

Tweak to Your Taste

I’ve played around a lot with this Banana Chocolate Chip Muffins Recipe and have found you can easily make it your own by swapping ingredients or adding a twist here and there. Don’t be shy about experimenting — it’s how you truly personalize a recipe!

  • Walnut or Pecan Addition: I love adding chopped nuts for a little crunch; it also gives a nice contrast to the softness of the muffins.
  • Swap Honey for Maple Syrup: For a richer sweetness, especially in the fall, I sometimes swap honey with pure maple syrup — it adds a subtle caramel note.
  • Use Dairy Milk Instead of Almond: If you prefer traditional baking, dairy milk works just fine and adds classic flavor.
  • Make it Vegan: I’ve experimented by replacing the egg with flaxseed “egg” and swapping yogurt for a plant-based option — it works, but the texture is slightly different.

Step-by-Step: How I Make Banana Chocolate Chip Muffins Recipe

Step 1: Mash Your Bananas and Mix Wet Ingredients

Start by mashing those ripe bananas in a large bowl. I usually use a fork or potato masher to get a chunky but mostly smooth texture — that little bit of texture keeps the muffins interesting. Next, stir in the honey and melted coconut oil right away; this helps combine the sweetness and richness early on so everything blends smoothly.

Step 2: Add the Egg, Milk, Yogurt, and Vanilla

Beat in the egg until it’s fully incorporated, which helps with the structure as the muffins bake. Then add your almond milk (or dairy milk if you prefer), Greek yogurt, and vanilla extract. Whisk it all together gently — you want a uniform mixture without overdoing it.

Step 3: Combine Dry Ingredients Separately

In a separate small bowl, whisk together flour, baking soda, baking powder, and salt. I always sift these dry ingredients to avoid clumps and get a lighter muffin, but if you don’t have a sifter, just mix well with a fork.

Step 4: Fold Dry Ingredients and Chocolate Chips Into Wet Mixture

Add the dry mixture into the wet bowl and sprinkle in your mini chocolate chips. Using a spatula, gently fold everything together until just combined — don’t over-mix! The batter will be slightly lumpy, and that’s perfect; overworking it leads to dense muffins, which we’re trying to avoid.

Step 5: Let the Batter Rest

This step is crucial and sometimes overlooked — let your batter sit at room temperature for at least 10 minutes. This allows the flour to hydrate properly, which makes your muffins moist and tender instead of dry or crumbly. I often prep the batter in the morning and let it rest while I get other things ready.

Step 6: Bake at 350°F Until Golden

Preheat your oven to 350°F (175°C) and line your muffin tin with parchment paper liners — these make cleanup so simple! Using a 1/4 cup scoop helps portion the batter evenly and you’ll get about 16 muffins from this batch. Bake for 15-17 minutes, or until the tops are lightly golden and a toothpick inserted comes out clean. Try not to overbake—they’re best when still soft and tender.

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Pro Tips for Making Banana Chocolate Chip Muffins Recipe

  • Use Ripe Bananas: The riper, the better for natural sweetness and moisture—don’t shy away from bananas with brown spots!
  • Skip Over-Mixing: Stop stirring as soon as dry and wet ingredients come together to avoid tough muffins.
  • Rest Your Batter: I’ve made the mistake of skipping this, and the texture was noticeably drier; resting makes a big difference.
  • Check Oven Temperature: If your oven runs hot, muffins can brown too quickly—use an oven thermometer if you have one.

How to Serve Banana Chocolate Chip Muffins Recipe

A close-up view of five golden brown chocolate chip muffins with a slightly rough top, each sprinkled with dark chocolate chips. Two whole muffins sit on white round plates, one muffin is broken in half showing a soft, light beige inside filled with melted chocolate chips, and two muffins are cooling on a black wire rack above a smooth light wood surface. Scattered chocolate chips lie beside one plate, and a white cloth with green stripes is placed near the plates. The background is a white marbled texture. Photo taken with an iphone --ar 4:5 --v 7

Garnishes

I usually keep these muffins simple, but occasionally I sprinkle a few extra mini chocolate chips on top right before baking for that irresistible chocolatey sparkle. Sometimes, a light dusting of powdered sugar adds just the right touch for presentation, especially if I’m serving guests.

Side Dishes

Pair these muffins with fresh fruit like berries or a small bowl of yogurt for a balanced breakfast. They also go wonderfully with a cup of coffee or tea if you’re grabbing a quick snack throughout the day. For brunch, I like serving them alongside scrambled eggs or a smoothie bowl.

Creative Ways to Present

Whenever I want to make these Banana Chocolate Chip Muffins Recipe extra special, I arrange them on a rustic wooden board with little bowls of chopped nuts, fresh bananas, and honey drizzles. It’s fun for holiday mornings or weekend gatherings, and people love assembling their own flavors with those add-ons.

Make Ahead and Storage

Storing Leftovers

Leftover muffins keep best in an airtight container at room temperature for up to 3 days. I like to store them this way so they stay soft without becoming soggy. If your kitchen’s warm, popping them in the fridge can help extend freshness, but be aware they may firm up slightly.

Freezing

I freeze batches regularly when I’ve made too many (which happens often!). Wrap each muffin individually in plastic wrap, then place them in a freezer bag. They keep well for up to 3 months. When you want a treat, just thaw overnight in the fridge or warm them straight from the freezer.

Reheating

To bring your muffins back to that fresh-baked warmth, I pop them in the microwave for about 20 seconds or heat in a toaster oven for 3-4 minutes. This gently softens the muffin without drying it out. If frozen, sometimes I cover them with a damp paper towel first to keep the moisture in.

FAQs

  1. Can I use regular chocolate chips instead of mini chocolate chips?

    Absolutely! Regular chocolate chips work fine—you’ll just want to be mindful when mixing as the larger chips may create more pockets of melted chocolate, which some people love. Mini chips distribute more evenly throughout the batter, but either way, you’re in for chocolatey goodness.

  2. What if I don’t have Greek yogurt?

    You can substitute plain yogurt or even sour cream if you have it on hand. Just keep in mind that Greek yogurt adds thickness and tanginess, so using a thinner yogurt might slightly adjust the texture, making muffins a bit less dense but still tasty.

  3. Can I make this recipe gluten-free?

    Yes! Swap the all-purpose flour for a gluten-free blend that’s designed for baking. I recommend blends that already contain xanthan gum for the best texture, so your Banana Chocolate Chip Muffins Recipe stays tender and doesn’t fall apart.

  4. How do I know when the muffins are done?

    Bake until the tops are just golden and a toothpick inserted into the center comes out clean or with just a few moist crumbs. Be careful not to overbake, as muffins can dry out quickly once past doneness.

  5. Can I double the recipe?

    Definitely! Double everything and bake in two muffin pans. Just make sure not to overfill the pans and watch the baking time closely as larger batches may need a minute or two extra in the oven.

Final Thoughts

This Banana Chocolate Chip Muffins Recipe has become one of my absolute favorites for good reason: it’s easy, reliable, and absolutely delicious every single time. I hope when you try it out, you feel that same joy I do—there’s something so satisfying about biting into a warm, tender muffin packed with banana and chocolate. Consider this recipe your new best friend for those moments when you want comfort food that’s homemade, wholesome, and just a little bit special.

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Banana Chocolate Chip Muffins Recipe

5 Stars 4 Stars 3 Stars 2 Stars 1 Star 4.5 from 4 reviews
  • Author: Taylor
  • Prep Time: 10 minutes
  • Cook Time: 17 minutes
  • Total Time: 27 minutes
  • Yield: 16 muffins
  • Category: Breakfast
  • Method: Baking
  • Cuisine: American
  • Diet: Vegetarian

Description

Deliciously moist and naturally sweetened Banana Chocolate Chip Muffins made with ripe bananas, Greek yogurt, and honey. These muffins boast a tender crumb with bursts of mini chocolate chips, perfect for breakfast or a snack.


Ingredients

Wet Ingredients

  • 1 cup mashed banana (2-3 very ripe bananas)
  • 1/4 cup honey
  • 1/4 cup coconut oil, melted
  • 2 tablespoons almond milk or dairy milk
  • 1 egg
  • 3/4 cup plain Greek yogurt
  • 1 teaspoon vanilla

Dry Ingredients

  • 1 1/2 cups all purpose flour
  • 1 teaspoon baking soda
  • 1 teaspoon baking powder
  • 1/4 teaspoon salt

Add-ins

  • 1/4 cup mini chocolate chips


Instructions

  1. Mash Bananas and Mix Wet Ingredients: In a large bowl, mash the ripe bananas thoroughly then stir in the honey and melted coconut oil until well combined.
  2. Add Egg, Milk, Yogurt, and Vanilla: Beat the egg into the banana mixture until incorporated. Then add the almond or dairy milk, Greek yogurt, and vanilla extract. Mix gently.
  3. Combine Dry Ingredients: In a separate small bowl, whisk together the all-purpose flour, baking soda, baking powder, and salt to ensure even distribution of leavening agents.
  4. Mix Dry Ingredients with Wet Ingredients and Add Chocolate Chips: Gradually add the dry ingredient mixture to the wet ingredients. Stir gently just until combined. Fold in the mini chocolate chips carefully. Avoid over-mixing to prevent tough muffins.
  5. Let Batter Rest: Allow the batter to rest for at least 10 minutes so the flour can fully absorb the moisture, resulting in a tender muffin texture.
  6. Prepare Muffin Pan: Preheat the oven to 350 degrees Fahrenheit and line a muffin tin with parchment paper liners for easy removal.
  7. Fill Muffin Cups and Bake: Using a 1/4 cup scoop, evenly distribute the batter into about 16 muffin cups. Bake for 17 minutes or until muffins are lightly golden brown and a toothpick inserted comes out clean.

Notes

  • Use very ripe bananas for maximum sweetness and moisture.
  • Do not over-mix the batter; a few lumps are okay to keep muffins tender.
  • If you prefer dairy-free, substitute almond milk and use a dairy-free yogurt variant.
  • Resting the batter before baking enhances the texture significantly.
  • Mini chocolate chips distribute better in muffins; regular size chips can clump.
  • Check muffins around 15 minutes to avoid over-baking, which can dry them out.

Nutrition

  • Serving Size: 1 muffin
  • Calories: 170 kcal
  • Sugar: 9 g
  • Sodium: 150 mg
  • Fat: 7 g
  • Saturated Fat: 5 g
  • Unsaturated Fat: 2 g
  • Trans Fat: 0 g
  • Carbohydrates: 23 g
  • Fiber: 2 g
  • Protein: 4 g
  • Cholesterol: 30 mg

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